Friday, 30th July, 2010

ARTICLE FEED
 

Toronto Directory

SPECIAL SECTIONS

Federal Bankruptcy Exemptions 2010

Bankruptcy exemptions vary by province in Canada. Here is a complete list of Federal Government exemptions a bankrupt individual can keep in Ontario: Click here

Bankruptcy and Insolvency Act 2010

Knowing your rights is imperative to ensuring creditors preserve as many of their assets as possible. This link takes you to the Government of Canada's website containing a copy of the Bankruptcy and Insolvency Act (R.S., 1985, c. B-3). Click here

Bankruptcy in Canada 2010

Here's a comprehensive overview of procedures and legal consequences of consumer bankruptcy in Canada. This article discusses Bankruptcy reform, discharge rules, the Wage Earner Protection Program Act, reduction of the student loan discharge period from ten to seven years, protection of all registered retirement savings plans and more. Click here

What happens to my house if I file for Bankruptcy in Toronto?

Most people are very concerned about their home and what happens to it if they file bankruptcy. There are only two options: you keep it or you lose it.
To keep your home you need to answer YES to the following questions:
Do you want to keep the house? (Not everyone wants to keep their house. If [...]

May 28th, 2008 | Read the story

How To Improve Your Credit Score

 

There are no quick fixes for improving your credit score. But you can raise your score over time by demonstrating that you consistently manage your finances responsibly. Any of the following ten tips can help you to improve your credit score:

1. Pay your bills on time.
This is the best way to improve your score, and [...]

May 19th, 2008 | Read the story

What is a Debt Consolidation loan?

A Debt Consolidation loan is a personal loan that allows you to consolidate many other debts into one. For example, if you have three credit cards, you may be able to eliminate your credit card debt (see details below) by getting a Debt Consolidation loan to pay off the credit cards, so that you only [...]

May 18th, 2008 | Read the story

10 Personal Banking Mistakes to Avoid

 
I just came across this valuable set of tips from AllBusiness.com.  As a personal bank customer today, you need to be cautious and pay close attention to activity in your account.
Bank errors and the potential of identity theft have made it imperative that you become proactive and follow simple safeguards. In addition, changes in bank [...]

May 18th, 2008 | Read the story

Top 5 Ways to Ease Into Retirement

Don’t let poor financial planning keep you awake at night. If you take these actions now, you might sleep better — and better sleep might ensure good health as you age. Concerns about financial well-being in retirement keep many Canadians awake at night.
About 43% of employees at small and medium sized businesses, as well [...]

May 2nd, 2008 | Read the story