Monday, 06th February, 2012
Toronto Directory
SPECIAL SECTIONS
Federal Bankruptcy Exemptions 2010
Bankruptcy exemptions vary by province in Canada. Here is a complete list of Federal Government exemptions a bankrupt individual can keep in Ontario: Click here
Bankruptcy and Insolvency Act 2010
Knowing your rights is imperative to ensuring creditors preserve as many of their assets as possible. This link takes you to the Government of Canada's website containing a copy of the Bankruptcy and Insolvency Act (R.S., 1985, c. B-3). Click here
Bankruptcy in Canada 2010
Here's a comprehensive overview of procedures and legal consequences of consumer bankruptcy in Canada. This article discusses Bankruptcy reform, discharge rules, the Wage Earner Protection Program Act, reduction of the student loan discharge period from ten to seven years, protection of all registered retirement savings plans and more. Click here
How To Improve Your Credit Score
There are no quick fixes for improving your credit score. But you can raise your score over time by demonstrating that you consistently manage your finances responsibly. Any of the following ten tips can help you to improve your credit score:
1. Pay your bills on time.
This is the best way to improve your score, and [...]
Bankruptcy FAQ
Will I lose everything in bankruptcy?
No. There are certain common assets that are protected [...]
Types of Loans & Credit
Consolidation Loan:
A consolidation loan should pay off all of your existing unsecured debts. This would be loans from credit cards, retail store cards, bank overdrafts and personal loans.
Essentially, a consolidation loan combines all of your unsecured loans and uses your home equity to secure them.
But be careful of what looks to be a [...]
Top 10 Steps to Credit Repair
When it comes to repairing your credit, you’re the only person for the job.
What should you do if you have bad credit? Here are 10 tips that are designed to improve your credit history and raise your credit score:
1. Get a copy of your credit history: Equifax Canada is a great place you can go [...]
Cost of Bankruptcy
The cost of bankruptcy in Toronto, Ontario is largely dependent on your personal situation – although not completely since there are some common expenses that you should certainly take into the account when trying to determine the cost of filing bankruptcy in your case.
Below we provide a summary of some of the costs [...]
Toronto Bankruptcy Trustees
Personal financial difficulties can happen to anyone at anytime . When creditors begin to call and the pressure mounts, there can be relief by calling a Greater Toronto Area (G.T.A.) Bankruptcy Trustee. A common misconception is that you only have one option and that is to declare Bankruptcy. A good trustee can help [...]
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